Spiegelhoff Insurance is an independent insurance agency located in Lake Geneva, Wisconsin partnering with AM Best A-rated insurance companies. We do the shopping for you saving you time and money. We specialize in personal auto, homeowner's, renter's insurance, condo insurance, life insurance, health insurance and commercial insurance for businesses of all sizes.

Spiegelhoff Insurance was founded in 1981 by Joe Spiegelhoff to provide insurance solutions for southeastern Wisconsin. Today, Spiegelhoff Insurance is still family owned and operated, licensed in Wisconsin, Illinois, and Iowa.

Personalized Service

We provide our clients with personalized insurance solutions

Expert Advice

Our focus is on educating our clients about their insurance choices so that they can make well-informed decisions.


As an independent agent, we can find the right insurance fit from many different companies, instead of just one.


We work with top rated companies to provide the best value on the following types of insurance:

Personal Lines

- Automobile Insurance
- Homeowner's Insurance
- Renter's Insurance
- Umbrella Insurance
- Motorcycle Insurance
- RV/Boat Insurance

Commercial Lines

- General Liability Insurance
- Property Insurance
- Rental Properties Insurance
- Commercial Automobile Insurance
- Umbrella Insurance
- Bonds

Life and Health

- Group Health Insurance
- Life Insurance
- Individual Medical Insurance

What our customers have to say

We'd love to hear from you too!


Click on the person you'd like to speak with to send an e-mail directly to them.

Josh Spiegelhoff



Luke Spiegelhoff


Vice President

Kelly Pankonin



Chris Zegarra


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Ryan Lasch

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Jeremy Nafziger

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1 day ago

Thank you to all who have served!

4 days ago

I cannot tell you how important renter's insurance is. If there is a structure fire at a place you rent, whether that's an apartment complex or a single family home, your landlord's insurance will ... See more

4 days ago

The first snowfall has arrived this morning! And I haven't even had a chance to rake my leaves yet. As we begin to drive in the snow again we wanted to provide some tips to keeping yourself ... See more

1 week ago

Germantown Mutual Insurance Carrier, our long time partner, has developed a portal for clients to pay their bills, print their declaration sheets, print ID cards and more! You can get to their ... See more

Germantown Mutual Insurance Company has been an important business in Wisconsin for over 150 years. On April 1, 1854, just six years after Wisconsin had received its statehood, the Germantown Farmers ... See more

1 week ago

Today is November 6th! Go out and exercise your constitutional right to vote! USA! USA! USA!

1 week ago

There have been numerous incidents within the last 10 days of kids being hit boarding or waiting for a school bus. A reminder that you must stop for a school bus regardless of which direction you ... See more

1 week ago

Today is the first day of open enrollment for health insurance with a start date of 01/01/2019. As a reminder, we have made the difficult decision to no longer sell ACA plans in the office.

We will ... See more

1 week ago

Happy Halloween from your friends at Spiegelhoff Insurance!! #brawnyman #maleficent #fisherman

2 weeks ago
Fact or Fiction? Debunking Deer Collisions

Deer myths! Do deer whistles work? Nope! There has never been a study to prove that affixing deer whistles to your bumper will scare deer away from your vehicle.

If you hit a deer can you take ... See more

Will a whistle actually scare deer away from your car? Learn which deer rumors are fact, and which are fiction.

2 weeks ago
5 Common Problems Caused by Clogged Gutters

Water - a homeowner's biggest problem. Keeping your gutters clean and in good repair is a great step in keeping water out of your home. And it's that time of year to get the leaves and whatever ... See more

What can actually happen if you don't clean your gutters? Let's find out.

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