This was ridiculously avoidable. Please don't drink and drive.

https://madison.com/wsj/news/local/janesville-man-killed-in-head-on-crash-identified/article_56ef9b79-473b-54d2-9bf5-ec17a08ffdd8.html#tracking-source=home-the-latest ... See more

The Janesville man killed in a head-on crash Saturday night on Highway 14 has been identified as David Savona, 33.

Happy Tuesday!!!! What a great way to start your morning!! What a view!!

Happy Friday and Happy 5th Birthday to our Good Boy Skipper!!! Come on by the office to wish him a HBD! #spiegelhoffinsurance #goldenretriever #happybirthday #bittnersbakery #thatsagoodboy #celebrate #thankgoditsfriday #smile #behappy #positivevibesonly #lakelife #dogslife #makeitagreatday #beyourself #enjoylife ... See more

Yes!! Is officially the First day of Spring!!! Happy Wednesday! #spiegelhoffinsurance #wegotyou #firstdayofspring #spring #bringontheniceweather #behappy #begrateful #enjoylife #bekind #yolo #makeitagreatday #smile #springtime ... See more

Play IMT's March Padness for a chance to win an iPad or 1 of 4 gift cards! And don't forget to refer your local IMT Insurance Agent.

Complete your bracket here >> imtins.com/marchpadness

Play IMT's March Padness for a chance to win an iPad or 1 of 4 gift cards! And don't forget to refer your local IMT Insurance Agent.

Complete your bracket here >> imtins.com/marchpadness

Yes!! Is officially the First day of Spring!!! Happy Wednesday! #spiegelhoffinsurance #wegotyou #firstdayofspring #spring #bringontheniceweather #behappy #begrateful #enjoylife #bekind #yolo #makeitagreatday #smile #springtime ... See more

March Madness is back. IMT, on of our carriers is offering up an iPad as one of the winning prizes. It's free to enter and why not? Who doesn't want a new iPad. Enter here:
https://www.facebook.com/imtinsurance/?sk=app_188935081210125&app_data=%7B%22www%22%3A%22e766355ece501f638758493086fc3855%22%2C%22__utma%22%3A%22253819533.448977862.1552927049.1552927049.1552927049.1%22%2C%22__utmc%22%3A%22253819533%22%2C%22__utmz%22%3A%22253819533.1552927049.1.1.utmcsr%3Dstaticxx.facebook.com%7Cutmccn%3D(referral)%7Cutmcmd%3Dreferral%7Cutmcct%3D%5C%2Fplatform%5C%2Fpage_proxy%5C%2Fr%5C%2FWDCL9C7CJgQ.js%22%2C%22__utmt_b%22%3A%221%22%2C%22__utmb%22%3A%22253819533.1.10.1552927049%22%7D ... See more

IMT Insurance offers reliable insurance products through Independent Agents for your home, auto and business. Learn more at imtins.com!

Come say hello to our insurance mascot Skipper who is working hard today or maybe hardly working? Well either way he’s a good boy! #spiegelhoffinsurance #goldenretriever #thatsagoodboy #bestinsuranceagent #bestinsurancemascot #behappy #smile #coffee #workinghard #hardlyworking #wegotyou #makeitagreatday ... See more

Read an interesting article about the $900 billion salvaged car industry and the likelihood of insurance carriers totaling out your car. In the article it stated your minor fender bender today runs about $2900 a claim due to the high price of components. For example the article stated the average headlight costs around $600 today. Due to the high price of fixing autos many vehicles get totaled out. Typically auto insurers will total out your car once the value of repairs exceeds 70% of the value of the vehicle. With car loans often exceeding 6 years it puts consumers in a bind because they owe more on their car than it's worth. Couple that with the fact that the average vehicle on the road is 12 years old and is likely worth more to you (getting to/from work, etc.) than it's actually worth on paper due to depreciation. One of the ways to combat this is adding an endorsement on your vehicle that most insurers offer to replace your vehicle or pay off your loan if you're underwater on it. This is generally referred to as "gap insurance." Many insurers will even replace your vehicle with a newer model. For example if I buy a new 2019 vehicle and total it out down the road in 2021 the insurance company will give provide me with the same make and model of the current 2021 version. The premium fluctuates based upon the value of the vehicle but is generally less than $100/annually to provide this peace of mind. Give us a call today at (262) 248-9502 if you don't already have this endorsement on your policy or if you have questions regarding gap coverage.

#autoinsurance #gapinsurance

https://www.insurancejournal.com/news/national/2019/03/01/519067.htm ... See more

Mike Rosser, a 41-year veteran of the salvage car business, remembers a day when auctions for junked cars drew 30 guys standing in the sun, inspecting