Spiegelhoff Insurance is an independent insurance agency located in Lake Geneva, Wisconsin partnering with AM Best A-rated insurance companies. We do the shopping for you saving you time and money. We specialize in personal auto, homeowner's, renter's insurance, condo insurance, life insurance, health insurance and commercial insurance for businesses of all sizes.

Spiegelhoff Insurance was founded in 1981 by Joe Spiegelhoff to provide insurance solutions for southeastern Wisconsin. Today, Spiegelhoff Insurance is still family owned and operated, licensed in Wisconsin, Illinois, and Iowa.

Personalized Service

We provide our clients with personalized insurance solutions

Expert Advice

Our focus is on educating our clients about their insurance choices so that they can make well-informed decisions.


As an independent agent, we can find the right insurance fit from many different companies, instead of just one.


We work with top rated companies to provide the best value on the following types of insurance:

Personal Lines

- Automobile Insurance
- Homeowner's Insurance
- Renter's Insurance
- Umbrella Insurance
- Motorcycle Insurance
- RV/Boat Insurance

Commercial Lines

- General Liability Insurance
- Property Insurance
- Rental Properties Insurance
- Commercial Automobile Insurance
- Umbrella Insurance
- Bonds

Life and Health

- Group Health Insurance
- Life Insurance
- Short Term Health Insurance

What our customers have to say

We'd love to hear from you too!


Click on the person you'd like to speak with to send an e-mail directly to them.

Josh Spiegelhoff



Luke Spiegelhoff


Vice President

Kelly Pankonin



Chris Zegarra


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Ryan Lasch

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Jeremy Nafziger

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1 month ago

Happy Black Friday everyone! We are open until 5 PM today. If you happen to purchase a vehicle today (Woo-hoo!!) and you already have full coverage on an existing vehicle you are covered ... See more

1 month ago

Thank you for your continued business and loyalty. We appreciate it very much! Enjoy your Thanksgiving holiday!
We will be closed tomorrow and Saturday to enjoy the time off with our friends and ... See more

2 months ago
What Determines the Price of My Auto Insurance?

Have you ever wondered what goes into your auto insurance rate? It's a lot more than just your Motor Vehicle Report and accident history. Take a look at this blog post where you can read about how ... See more

What you drive and how you drive play a key role in determining auto insurance rates.

2 months ago

It's the greatest day of the year in Lake Geneva!! Today is the day you get to stop feeding the meter for winter! That's right it's free parking for a few months! So go ahead and head downtown and ... See more

2 months ago

Thank you to all who have served!

2 months ago

I cannot tell you how important renter's insurance is. If there is a structure fire at a place you rent, whether that's an apartment complex or a single family home, your landlord's insurance will ... See more

2 months ago

The first snowfall has arrived this morning! And I haven't even had a chance to rake my leaves yet. As we begin to drive in the snow again we wanted to provide some tips to keeping yourself ... See more

2 months ago

Germantown Mutual Insurance Carrier, our long time partner, has developed a portal for clients to pay their bills, print their declaration sheets, print ID cards and more! You can get to their ... See more

Germantown Mutual Insurance Company has been an important business in Wisconsin for over 150 years. On April 1, 1854, just six years after Wisconsin had received its statehood, the Germantown Farmers ... See more

2 months ago

Today is November 6th! Go out and exercise your constitutional right to vote! USA! USA! USA!

2 months ago

There have been numerous incidents within the last 10 days of kids being hit boarding or waiting for a school bus. A reminder that you must stop for a school bus regardless of which direction you ... See more

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